KYC / Account Opening Kiosk

The KYC Kiosk is designed to digitalize one of the most processed services in a Bank “The Know Your Customer ” form. It enables the bank to capture a customers signature, finger print, photograph & identification documents which are not possible to capture through a website or a mobile banking application (specifically the signature & finger print). Now, The kiosk does not only collect the KYC data but also does verification using Artificial Intelligence.

Here, comes in the part where the kiosk enables the process to be truly digital, the Kiosk compares the photo of the customer taken during the process, to the photo on the document uploaded by the customer using AI. Now, before the kiosk starts to compare the photos, there are a few more added layers of security checks to ensure originality of the document and the photograph taken.

The Kiosk not only digitizes the process but also makes the service of Account Opening / KYC available 24/7, hence enriching customer experience at a more economic cost of transaction.

Features

  • Stand alone system, can be deployed anywhere with very less resources
  • Onboard new customer 24/7 * 365 days a year.
  • Ability to scan customer documents
  • Collects Finger Print & Digital Signature of the customer
  • AI powered photo matching for KYC Verification
  • Complete Account Opening process within 5 minutes
  • Drastically reduces operational expenses
  • Does not require more than 20 square feet of space for installation.
  • Customers can open / update their accounts as per their convenience of time.
  • Avoids long queues and over crowding at branch offices.

Components

  • Facial recognition Portrait Camera
  • Advertisement screen*
  • Touch customer interface
  • Metallic key board & mouse
  • Auto focus document scanner
  • Digital signature pad
  • Finger print scanner
  • Personalized card dispenser*

*Optional

Product Specifications

PC – INDUSTRIAL PC, CORE I3, 4GB RAM

INTERFACE – 17″ TOUCH VANDAL PROOF SCREEN &

17″ ADVERTISEMENT SCREEN

PRINTER – 80 MM THERMAL RECEIPT PRINTER

KEY BOARD & MOUSE – METALLIC, INDUSTRY GRADE

DOCUMENT SCANNER – AUTO FOCUS, MAX. A4 SIZE.

FINGER PRINT SCANNER – FBI CERTIFIED, IP 65 CERTIFIED

SIGNATURE PAD – FORENSIC QUALITY,TEMPERED GLASS

POTRAIT CAMERA – 5MP FACIAL RECOGNITION CAMERA

QR CODE SCANNER – SCANS MOBILE DISPLAY QR CODE

CARD DISPENSER (OPTIONAL) – IMMEDIATE PERSONALIZED DEBIT CARD

CONNECTIVITY – LAN, WLAN

POWER – 230V (AC), 100W

Key Benefits

  • Reduces cost of new customer onboarding
  • Reduces cost of updating existing customer KYC
  • Making business services available 24 hours & 7 days a week
  • Manages and creates eKYC data base
  • Automates MIS reports, hence increasing human efficiency
  • Enriching customers digital experience

Document Scanner

  • Industrial standard document scanner
  • High quality scanning
  • Auto focus on documents
  • Max. A4 size scanning

Finger Print Scanner

  • Optical finger print scanner
  • Works with dry, moist, aged, scarred & difficult to scan fingers
  • It is durable & Accurate
  • Database can be later used for Authentication purposes
  • FBI, ISO, RoHS, CE Certified

Digital Signature Pad

  • Rugged signing area for long life
  • Equipped with digital pen for comfort of signing
  • Forensic High quality signature capture
  • Tempered Glass

 

Portrait Camera

  • 5MP facial recognition camera
  • Liveliness Detection
  • Ability to match captured photo with photo on document
  • Ability to detect glasses, cap etc.

Communication

  • Our Kiosk is capable of connecting to any Core banking Software
  • The Kiosk can also connect to 3rd party software like mobile wallets etc. for payments
  • The kiosk comes with a remote monitoring tool which helps you monitor the status of all your kiosk in a single dashboard
  • The kiosk is capable of sending email / sms alerts in case of any situation that needs attention
  • Additionally the kiosk also generates MIS reports, which can be immediately used for business analysis

Security

Hardware 

  • Heavy steel enclosure
  • Ultra lock mechanism
  • Theft Deterrent system*

Software

  • All communications are SSL Certified
  • All database are secured
  • All activities are logged
  • User validation using OTP or any other preferred method

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